Buying With Us
Leveraging a deep understanding of the local market and industry trends, we offer insightful
advice and innovative strategies to secure the best opportunities for our clients.
5 Tips For Buying
- Get Pre-Approved: Before you start house hunting, secure a mortgage pre-approval to understand your budget and strengthen your offer.
- Research Neighborhoods: Investigate different neighbourhoods to find the one that fits your lifestyle, considering factors like schools, amenities, and safety.
- Consider Future Resale Value: Think about how the property will hold its
value in the future; features like location and school district are key. - Make a Must-Have List: Identify your non-negotiables (e.g., number of
bedrooms, yard space) to streamline your search. - Have a Home Inspection: Allow for a deeper investigation to make an
informed decision by uncovering or ruling out hidden issues, safety concerns,
and future costs.
First-Time Home Buyers
Buying your first home can be a daunting journey filled with uncertainty and tough decisions, but the rewards are truly worth it. From navigating the complexities of financing to finding the perfect place to call your own, every challenge brings you closer to a significant milestone. With the right guidance and support, you’ll not only secure a home but also create a foundation for your future filled with memories and opportunities.
Get Pre-Approved
Obtain a mortgage pre-approval to know your budget and show sellers you’re a serious buyer.
01
Understand Your Budget
Calculate what you can afford, considering not just the mortgage but also property taxes, insurance, maintenance, and utilities.
02
Research First-Time Home Buyer Programs
Look for local, provincial, or federal programs that offer assistance, grants, or lower interest rates for first-time buyers (e.g., FHSA, land transfer tax rebate, shared equity incentive, first-time home buyer tax credit).
03
Prioritize Your Needs
Make a list of must-haves vs. nice-to-haves to help narrow your search and keep you focused.
04
Explore Different Financing Options
Talk with a mortgage broker to investigate various mortgage types (fixed, adjustable, FHA, VA) to find the one that best fits your financial situation
05
Don’t Rush the Process
Take your time to find the right home. It’s a significant investment, so make sure you’re comfortable with your choice.
06
Be Prepared for Closing Costs
Save for closing costs, which can range from 2% to 5% of the home’s price, including fees for inspections, appraisals, and title insurance.